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Business Startup Loans: What are They and How to Get One

Business Startup Loans: What are They and How to Get One

Getting a startup business up and running requires capital. Between finding an investor, bootstrapping your way to the top, crowdfunding and getting your hands on a business startup loan or grant; the latter is often the most desirable.  What is a Business Startup...

Risks and Rewards of the Startup Grind: Is it Worth It?

Risks and Rewards of the Startup Grind: Is it Worth It?

Embarking on a startup journey gives you the power to make something out of nothing. Perhaps it’s fair to say that whether your startup shakes its industry to the core or fails miserably - it will all be worth it. Perhaps it isn’t. If your cost-benefit analysis...

Protection From The Downturn: Finding Stocks That Do Well in Recession

Protection From The Downturn: Finding Stocks That Do Well in Recession

It seems like a severe case of bad timing that a world that had been left reeling from the 2008 financial crash is set to face the largest recession in nearly a century.  Naturally, it’s always going to be a case of bad timing when a virus as deadly as COVID-19...

How to Choose The Right Asset Management Company For You

How to Choose The Right Asset Management Company For You

In a nutshell, asset management company manage the finance of both individuals and companies. Their value comes from making strategic investment decisions for their clients as a means of bolstering portfolios and wealth.  Working alongside multiple investors, asset...

Where, When and How to Find Investors: 7 Rules To Follow

Where, When and How to Find Investors: 7 Rules To Follow

What’s the formula for a successful enterprise? Consumer demand, ease of entry into the market, excellent marketing, strong product, and above all - cash. Incidentally, it’s cash that can effectively drive consumer demand, break down barriers to entry, generate...

Private Banking: What Is It and How It Works

Private Banking: What Is It and How It Works

The world of private banking is a rich and varied one that offers solutions for not only banking but investment needs and tax management to high net worth individuals (HNWIs). Unlike the commonplace presence of retail banking, private banking typically offers much...

Characteristics of an Entrepreneur: 10 Essential Qualities

Characteristics of an Entrepreneur: 10 Essential Qualities

Entrepreneurship is the process of taking a thought, idea or concept and transforming it into a tangible reality. It’s often tied to a business idea in order to generate profit. Being an entrepreneur, however, requires far more than just big ideas.  Not everyone makes...

Productivity Improvement: 10 Ways To Boost Productivity While WFH

Productivity Improvement: 10 Ways To Boost Productivity While WFH

According to one study, remote employees work 1.4 more days per month than office-based counterparts. Productivity levels surge and it’s evident that working from home poses no threats to employee output. According to a different study, WFH can have adverse effects on...

Analyse This: Learning From Various Business Research Methods

Analyse This: Learning From Various Business Research Methods

Research is the only way of determining whether your business idea has the chance to take off. Business research helps to gather a variety of data in order to determine the USPs of a startup, and what types of products and services would perform best for consumers....

Navigating Choppy Waters: Business Ideas for 2020

Navigating Choppy Waters: Business Ideas for 2020

For many entrepreneurs, 2020 will invariably be regarded as a year to forget. Countless businesses and industries have ground to a halt, due to social distancing measures and widespread losses in revenue. However, the year has also provided invaluable insights into...

Conscious Consumerism: What is it and How can Businesses Promote it?

Conscious Consumerism: What is it and How can Businesses Promote it?

When shopping, most people typically weigh up the price of a product to its value and make a purchasing decision based on the outcome. Essentially, that is consumerism. But what happens when we take into account the process of extracting raw materials, manufacturing,...

SaaS Funding: Where To Find It and How To Get It 

SaaS Funding: Where To Find It and How To Get It 

The healthy life cycle of any business depends on its ability to raise capital and manage cash flows. SaaS businesses are no exception.  Types of SaaS funding There’s no one-size-fits-all solution to SaaS funding and each type varies according to a number of criteria,...

Everything You Need to Know About Startup Business Grants

Everything You Need to Know About Startup Business Grants

Entrepreneurs can only develop scalable business models if they are backed by sufficient funds. Startup costs are immediately incurred during the process of planning a business model. From the costs of creating a business plan and research expenses to employee and...

Playing to the Crowds: The Advantages of Crowdfunding Your Business

Playing to the Crowds: The Advantages of Crowdfunding Your Business

Crowdfunding helps business owners to tap into the vast potential of the internet in order to raise funds for their endeavour. The approach doesn’t simply help entrepreneurs to find an inexpensive and relatively time-efficient way of securing funding for an idea, it...

Venture Capital Advantages & Disadvantages: An Asset or Liability?

Venture Capital Advantages & Disadvantages: An Asset or Liability?

Startups and SMEs need cash injections to propel their business to the next level of success. Traditional means of financing, such as bank loans, can be complex, time-consuming and run the risk of leaving entrepreneurs in great debt. Alternative sources of financing...

Putting a Price on Hard Work: How to Value a Startup

Putting a Price on Hard Work: How to Value a Startup

Putting a value on a business is never a straightforward process, even for the most established of companies. When it comes to startups reporting little-to-no revenue with no tangible guarantees over the future, the task of pricing up an endeavour can feel virtually...

Seed To IPO and Beyond: Series E Funding Round Explained

Seed To IPO and Beyond: Series E Funding Round Explained

No successful business gets to a stable position by raising a single lump sum of cash and calling it a day in the fundraising field. In fact, businesses engage in a series of rounds and levels, through which they raise additional cash, through different processes,...

Hiring During WFH: Tools, Tips and Platforms To Hire Remotely

Hiring During WFH: Tools, Tips and Platforms To Hire Remotely

Increasingly, many businesses have introduced flexible or full-time working from home policies. The trend began as a company perk that could be redeemed upon meeting or exceeding employer expectations. Today, WFH has been a clear government guideline for companies...

Home Management: 4 Essential Tips To Manage Your Startup Remotely

Home Management: 4 Essential Tips To Manage Your Startup Remotely

It can be hard work managing a startup at the best of times, let alone in the midst of a pandemic. Suddenly, your budgeting, business goals and plans have flown out of the window and you’re having to adapt to managing your endeavour entirely from the confines of your...

5 Steps to Transition Into a Fully Operational WFH-Friendly Business

5 Steps to Transition Into a Fully Operational WFH-Friendly Business

The devastating emergence of coronavirus has caused severe problems for businesses all around the world. Many operations have closed down while others are left to count the costs of lost revenue and faltering world stock markets.  The current global uncertainty has...

Intangible Assets vs Tangible Assets: Which To Invest In?

Intangible Assets vs Tangible Assets: Which To Invest In?

Fundamentally, there are two types of assets that businesses possess: tangible and intangible assets. Tangible assets typically relate to physical possessions or property owned by a company - such as computer equipment, vehicles or office spaces. Tangible assets are...

Hiding in Plain Sight: How to Weigh up Your Intangible Assets

Hiding in Plain Sight: How to Weigh up Your Intangible Assets

What does it mean for your business to possess an intangible asset? Essentially, an intangible asset is something that holds value that can’t actually be touched. It doesn’t manifest in physical objects and can’t be traded with ease, but this form of asset can often...

Quantifying Value Investing: The Safest Way of Securing Growth?

Quantifying Value Investing: The Safest Way of Securing Growth?

Value investing refers to the purchasing of stocks that are trading at a significantly lower price compared to their intrinsic value. Value investors typically look out for companies on cheap valuation metrics - typically taking the form of low multiples of their...

Diamonds in The Rough: What To Invest in During a Recession

Diamonds in The Rough: What To Invest in During a Recession

When recessions occur, investors need to exercise plenty of caution in the market. While some may respond to economic downturns with frugality, there’s plenty of opportunities out there for those willing to exercise a level of vigilance in monitoring the investing...

Building Bonds: How To Find The Right Bonds To Invest In

Building Bonds: How To Find The Right Bonds To Invest In

If you’re a newcomer to investment, the notion of conducting research and finding bonds to buy may seem like a daunting one. Luckily, the whole process isn’t too complex, and all the jargon associated with the knowledge, terminology and risks associated with the bond...

Asset Management vs Wealth Management: Understanding The Difference

Asset Management vs Wealth Management: Understanding The Difference

It may be hard work earning money, but this certainly isn’t always the case when it comes to spending it. Keeping control of our finances is vital in ensuring that we continue to assure ourselves of financial stability long into the future.  Today, the financial...

Raising Capital: How To Find Angel Investors

Raising Capital: How To Find Angel Investors

Most businesses fail in their early stages of development. By virtue of being a startup - they often lack the cash and capital to get operations off the ground. As such, small businesses, including startups should reach out to investors to find the funds they need to...

Small Business Grants: What Are They and How To Get One

Small Business Grants: What Are They and How To Get One

Securing funding to grow your small business or to get an idea off the ground can be challenging. Young startup companies typically lack sufficient collateral, operating history and financial means to attract big bucks.  Funding the development at early stages of a...

Company Contrasts: The Pros and Cons of Merger vs Acquisition Strategies

Company Contrasts: The Pros and Cons of Merger vs Acquisition Strategies

There can be a lot of confusion surrounding the terms ‘merger’ and ‘acquisition.’ The often misunderstood words typically refer to the joining of two companies, but there many fundamental differences that come into play when understanding the different connotations...

Structured Scaling: Strategising Unsecured Business Loans

Structured Scaling: Strategising Unsecured Business Loans

If running a business wasn’t hard enough, securing enough of a windfall to ensure its growth can be another matter altogether.  Loans can be part and parcel of an entrepreneur’s life, and acquiring funding can help an endeavour stay on top of its overheads or spark a...

Sole Trader vs Limited Company: Exploring The Pros and Cons

Sole Trader vs Limited Company: Exploring The Pros and Cons

Life as an entrepreneur is filled with difficult decisions, and one of the earliest you’ll encounter is based on whether or not you plan to operate as a sole trader or choose to become a limited company.  All businesses need to have a recognisable legal structure, and...

Series A, B, C, D & E Funding: Startup Funding Series Explained

Series A, B, C, D & E Funding: Startup Funding Series Explained

The task of raising equity funding for your startup tends to be an arduous and stressful one. Placing the future of your endeavour in the hands of someone else is never easy, but if you successfully secure a windfall that’s right for you, it could be the first step...

The 7 Stages of a Startup: Building a Successful Venture

The 7 Stages of a Startup: Building a Successful Venture

Building a startup from a single idea can be lonely work. You’ll encounter many reasons to give up instead of continuing your venture into the unknown, but the rewards associated with successfully guiding a business through the mire and into prominence can make the...

Crowdfunding Business: The Ins and Outs of Public Funding

Crowdfunding Business: The Ins and Outs of Public Funding

Crowdfunding has become a popular source of capital for entrepreneurs to finance new business ventures. Essentially, a large number of individuals invest a small amount of capital into a new business in return for a reward or a potential profit.  But where can we find...

Venture Capital vs Private Equity: Understanding the Difference

Venture Capital vs Private Equity: Understanding the Difference

Ambitious startups are often expected to seek out different funding sources at different stages of growth. Meanwhile, various players are eagerly determining how and at what stage they will participate.  Major questions have stemmed from the ambiguity of capital...

Startup Funding: 7 Potential Funding Options To Explore

Startup Funding: 7 Potential Funding Options To Explore

If only we could turn our ideas into fully-fledged businesses overnight. Sadly, Rome wasn’t built in a day, and most entrepreneurial dreams require lots of planning, budgeting, bravery and - in many cases - luck.  If you’re building your first startup, it’s likely...

Factor Investing: Generating Greater Returns From Investments

Factor Investing: Generating Greater Returns From Investments

Factor investing has the potential to offer up tangible investment opportunities while maintaining a healthy range of diversification within the portfolios of investors.  This strategy has received increasing levels of popularity thanks to the choice investors have in...

VC Funding: The Ins and Outs of Raising Venture Capital Funding

VC Funding: The Ins and Outs of Raising Venture Capital Funding

As your startup begins to experience growth, you may find yourself in a position to seek out venture capital as a means of scaling your business accordingly.  Of course, there are plenty of alternative measures available to grow your business. Bootstrapping is the...

Passive Investing: The Ins & Outs of Building Your Passive Income

Passive Investing: The Ins & Outs of Building Your Passive Income

Whistle while your investments work. For hundreds of years, we’ve been drawn in by the idea of making money while sitting on something of a nest egg, and passive investing is one of the most pertinent ways of generating a profit without the burden of constant...

Piecemeal Investments: Micro-Investing Under The Microscope

Piecemeal Investments: Micro-Investing Under The Microscope

We live in a fast-paced age where time has a habit of waiting for nobody. This can make it tricky to give your investments the level of care that they deserve.  Luckily, as technology develops, so too does the level of convenience that we’re capable of enjoying -...

Investing in The Future: How To Find Small Companies To Invest In

Investing in The Future: How To Find Small Companies To Invest In

The world of investing is a volatile one at the best of times - not least when it involves pinning your hopes on the successful scaling of a small company that’s yet to fully establish itself.  The movie Wolf of Wall Street went some way in projecting a frightening...

Wealth Management in 2020: How Will Our Perception of Investing Change?

Wealth Management in 2020: How Will Our Perception of Investing Change?

Wealth management is an industry that’s experienced widespread change in the 21st Century alone. The emergence of new technologies coupled with larger inter-generational asset transfers, all set to the backdrop of a world recovering from a significant financial crash...

Private Banking vs Wealth Management: Which One To Choose?

Private Banking vs Wealth Management: Which One To Choose?

You could be forgiven for being unable to spot many differences between private banking and wealth management. Indeed, both terms share some similarities. However, when push comes to shove, the two investment strategies can yield wildly different results for your...

Private Wealth Management: The Ins & Outs Of Investing In Your Ambition

Private Wealth Management: The Ins & Outs Of Investing In Your Ambition

Private wealth management is best defined as an investment advisory approach that combines the realms of financial planning, portfolio management and a variety of other aggregated services pertaining to individual wealth - as opposed to that of corporations, trusts,...

Bootstrapping Statistics: Starting a Business From Scratch

Bootstrapping Statistics: Starting a Business From Scratch

If you’ve ever set up your own business or looked into the idea, the chances are you’ll already be well aware of what bootstrapping your startup entails. But considering it’s one of the most popular ways of getting a new business up and running, perhaps it’s time to...

Generational Wealth: The Pros & Cons Of Riding The Wave Of Change

Generational Wealth: The Pros & Cons Of Riding The Wave Of Change

Over the 25 years, the topic of intergenerational wealth will continue to gather momentum as the Great Wealth Transfer takes hold. Throughout this time, the Baby Boomer generation will pass down a total wealth of as much as $68 trillion to inheritors in what will be...

Five Opportunities Posed By The Great Wealth Transfer

Five Opportunities Posed By The Great Wealth Transfer

The coming years will bring a mass transfer of wealth on a scale that we’ve never before seen. As the ‘Baby Boomer’ generation of individuals born between the years of 1945 and 1964 begin to reach retirement age, their wealth will start to transfer down to younger...