Blog.
The Ultimate Guide To Dividend Stocks: What They Are and How They Work
The basic premise of any investment strategy is to make money. And how do investors make money out of shares? Most typically, by selling the shares for more than they bought them for. In doing so, they generate a 'capital gain’. But just as all roads lead to Rome,...
Startup Valuation: Methods and Best Practices of Valuing a Startup
The process of calculating the value of a company differs depending on the stage of the business. It’s an important process in any case since it determines levels of investment, growth opportunities and the ability to forecast for the future. Business owners will...
Stocks vs Bonds: What Each Market is and How They Are Different
Disclaimer: Stocks fluctuate widely in prices and are, therefore, risky to trade and/or invest. Past performance does not guarantee future results. When trading or investing, your capital is at risk. Decisions are yours to make. We do not advise to invest nor trade...
The Ultimate Guide To Penny Stocks: What They Are and How They Work
Disclaimer: Stocks fluctuate widely in prices and are, therefore, risky to trade and/or invest. Past performance does not guarantee future results. When trading or investing, your capital is at risk. Decisions are yours to make. We do not advise to invest nor trade...
How Virtual Reality is Changing The Future of Job Training (With Examples)
Three-dimensional, computer-generated representations of our physical world have transformed the ways in which we live. Virtual reality (VR) opens the door to immersive experiences where users can interact with virtual objects and each other. VR applications have...
Augmented Reality for Business: Why You Need it and How to Implement it
We’ve all had some form of exposure to the world of augmented reality. The layering of computer-generated content over real-world environments is nothing brand new. Yet, AR for business has transformed the technology from a novelty entertainment concept to an...
The Ultimate Guide to Mixed Reality: Balancing Physical and Digital
It’s safe to say that reality technology has caused quite a stir in recent years. Whether you’re unwinding with a video game, shopping for clothes, or taking on some hands-on training, the likes of virtual reality and augmented reality are already beginning to make...
AR vs VR vs MR: The Ultimate 2020 Guide
Today, rapidly developing technology has given rise to a series of exciting acronyms that carry a special level of significance for an array of industries. Augmented reality (AR), virtual reality (VR) and mixed reality (MR) have grown exponentially over the past...
Startup Loans: 10 Key Options to Explore
For many entrepreneurs, the act of funding their startups can be an all-consuming worry. When you’re busy trying to bring a good idea to life, it’s vital that your mind is set on innovation and entering new markets. Fearful thoughts of startup funding can risk...
7 Places Where to Invest Money to Get Monthly Income
Whether you’re looking for ways to supplement your monthly paycheck, or are aiming to build a nest egg for retirement, there are plenty of ways in which you can invest your money and gain yourself a consistent monthly income. One of the most effective ways of gaining...
Investing in Nature: A Comprehensive Guide to Natural Capital
Natural capital is the term given to the elements of the natural environment that are capable of providing tangible goods and services to consumers. For instance, woodland could be considered a natural capital asset, with valuable ecosystem services like flood risk...
Investing in Growth: 15+ Best Ways To Invest Money
The best way of capitalising on your spare money is through saving or intelligent investing. When it comes to savings, you have plenty of options. You could create a savings account, a checking account or certificates of deposit. While there’s no right or wrong answer...
Business Startup Loans: What are They and How to Get One
Getting a startup business up and running requires capital. Between finding an investor, bootstrapping your way to the top, crowdfunding and getting your hands on a business startup loan or grant; the latter is often the most desirable. What is a Business Startup...
Risks and Rewards of the Startup Grind: Is it Worth It?
Embarking on a startup journey gives you the power to make something out of nothing. Perhaps it’s fair to say that whether your startup shakes its industry to the core or fails miserably - it will all be worth it. Perhaps it isn’t. If your cost-benefit analysis...
Protection From The Downturn: Finding Stocks That Do Well in Recession
It seems like a severe case of bad timing that a world that had been left reeling from the 2008 financial crash is set to face the largest recession in nearly a century. Naturally, it’s always going to be a case of bad timing when a virus as deadly as COVID-19...
The Ultimate Guide to Bootstrapping: Building Your Business Brick by Brick
Raising capital for your business idea through external investment can be both tricky and tedious at times, but it’s a strategy that doesn’t have to be essential in getting your startup off the ground. While it can be tempting to find financial help, bootstrapping can...
How to Choose The Right Asset Management Company For You
In a nutshell, asset management company manage the finance of both individuals and companies. Their value comes from making strategic investment decisions for their clients as a means of bolstering portfolios and wealth. Working alongside multiple investors, asset...
Where, When and How to Find Investors: 7 Rules To Follow
What’s the formula for a successful enterprise? Consumer demand, ease of entry into the market, excellent marketing, strong product, and above all - cash. Incidentally, it’s cash that can effectively drive consumer demand, break down barriers to entry, generate...
Private Banking: What Is It and How It Works
The world of private banking is a rich and varied one that offers solutions for not only banking but investment needs and tax management to high net worth individuals (HNWIs). Unlike the commonplace presence of retail banking, private banking typically offers much...
Characteristics of an Entrepreneur: 10 Essential Qualities
Entrepreneurship is the process of taking a thought, idea or concept and transforming it into a tangible reality. It’s often tied to a business idea in order to generate profit. Being an entrepreneur, however, requires far more than just big ideas. Not everyone makes...
Productivity Improvement: 10 Ways To Boost Productivity While WFH
According to one study, remote employees work 1.4 more days per month than office-based counterparts. Productivity levels surge and it’s evident that working from home poses no threats to employee output. According to a different study, WFH can have adverse effects on...
Analyse This: Learning From Various Business Research Methods
Research is the only way of determining whether your business idea has the chance to take off. Business research helps to gather a variety of data in order to determine the USPs of a startup, and what types of products and services would perform best for consumers....
Navigating Choppy Waters: Business Ideas for 2020
For many entrepreneurs, 2020 will invariably be regarded as a year to forget. Countless businesses and industries have ground to a halt, due to social distancing measures and widespread losses in revenue. However, the year has also provided invaluable insights into...
Conscious Consumerism: What is it and How can Businesses Promote it?
When shopping, most people typically weigh up the price of a product to its value and make a purchasing decision based on the outcome. Essentially, that is consumerism. But what happens when we take into account the process of extracting raw materials, manufacturing,...
Pricing Strategies: How To Pick The Right Pricing Strategy For Your Business
The price of a product or service connotes the value resulting from a set of complex calculations, research, understanding and risk. The pricing strategy, therefore, takes into account market conditions, competitor actions, trade margins and input costs amongst...
The Productivity Paradox: How to Make WFH More Productive Than The Office
It may seem like something of a paradox, but workforces are statistically more productive when undertaking tasks at home compared to the office. The COVID-19 pandemic may have turned the world upside down, but an unforeseen side-effect of the devastating virus is...
Fast Track to Finance: How to Find Investment Opportunities for Your Business
The long and short term success of businesses can hinge on the funding that you raise. Crafting a business plan is an essential part of the process, but for some entrepreneurs, it can be frightening to finally see the amount of money they’ll need to find in order to...
SaaS Funding: Where To Find It and How To Get It
The healthy life cycle of any business depends on its ability to raise capital and manage cash flows. SaaS businesses are no exception. Types of SaaS funding There’s no one-size-fits-all solution to SaaS funding and each type varies according to a number of criteria,...
Everything You Need to Know About Startup Business Grants
Entrepreneurs can only develop scalable business models if they are backed by sufficient funds. Startup costs are immediately incurred during the process of planning a business model. From the costs of creating a business plan and research expenses to employee and...
Playing to the Crowds: The Advantages of Crowdfunding Your Business
Crowdfunding helps business owners to tap into the vast potential of the internet in order to raise funds for their endeavour. The approach doesn’t simply help entrepreneurs to find an inexpensive and relatively time-efficient way of securing funding for an idea, it...
Crowding Out Your Company: Exploring The Ins & Outs of Equity Crowdfunding
There are plenty of options for businesses that are looking to secure capital. Sadly, there’s no easy way of gaining funding for your business, and all avenues can be arduous. Sharing your idea with friends and family, selling your service before you’ve even made a...
Venture Capital Advantages & Disadvantages: An Asset or Liability?
Startups and SMEs need cash injections to propel their business to the next level of success. Traditional means of financing, such as bank loans, can be complex, time-consuming and run the risk of leaving entrepreneurs in great debt. Alternative sources of financing...
Putting a Price on Hard Work: How to Value a Startup
Putting a value on a business is never a straightforward process, even for the most established of companies. When it comes to startups reporting little-to-no revenue with no tangible guarantees over the future, the task of pricing up an endeavour can feel virtually...
Why Wealth Management? 5 Reasons Why It’s Time to Call on a Wealth Manager
Many of us try to manage our finances without any external help. However, for individuals and entrepreneurs alike, cashflow is rarely simple. Preparing for expenditures like moving home, or putting the family through college, or scaling your business can all cause...
Seed To IPO and Beyond: Series E Funding Round Explained
No successful business gets to a stable position by raising a single lump sum of cash and calling it a day in the fundraising field. In fact, businesses engage in a series of rounds and levels, through which they raise additional cash, through different processes,...
Whistle While You WFH: How to Fight Procrastination During The Work From Home Period
The emergence of Coronavirus has forced many workers around the world to make the transition from our offices into home-offices. The pandemic has led to widespread disruption and plenty of devastation around the world. However, another somewhat more curious side...
Hiring During WFH: Tools, Tips and Platforms To Hire Remotely
Increasingly, many businesses have introduced flexible or full-time working from home policies. The trend began as a company perk that could be redeemed upon meeting or exceeding employer expectations. Today, WFH has been a clear government guideline for companies...
Managing a Business Remotely: Boosting Productivity During The WFH Period
The rapid spread of COVID-19 around the world has called for unprecedented measures. At first, it was to wash our hands for at least 20 seconds to minimise the contamination period of the pandemic. Before long, social distancing measures were put in place, schools...
How Augmented, Virtual and Mixed Reality Can Help Businesses Adapt to WFH
The topic of remote work has been steadily cropping up more frequently in a variety of industries. Technology has made its application more viable for a range of businesses and the emergence of the Coronavirus pandemic has only accelerated the need for companies to...
Home Management: 4 Essential Tips To Manage Your Startup Remotely
It can be hard work managing a startup at the best of times, let alone in the midst of a pandemic. Suddenly, your budgeting, business goals and plans have flown out of the window and you’re having to adapt to managing your endeavour entirely from the confines of your...
Preparing for Takeoff: Launching and Financing a Startup in The Time WFH
Entrepreneurs are often told that the early days of a new business are the most difficult to navigate, and that they may want to get used to doing things the hard way. But launching a startup during the time of Coronavirus could be one of the most tricky periods of...
5 Steps to Transition Into a Fully Operational WFH-Friendly Business
The devastating emergence of coronavirus has caused severe problems for businesses all around the world. Many operations have closed down while others are left to count the costs of lost revenue and faltering world stock markets. The current global uncertainty has...
Remote Delegation: How To Prepare Your Startup for WFH (Working From Home)
It’s long been anticipated that WFH (Working From Home) will be the future of operations for many businesses worldwide over the coming years. However, the emergence of the devastating Coronavirus appears to have accelerated the transition of employees from the office...
Intangible Assets vs Tangible Assets: Which To Invest In?
Fundamentally, there are two types of assets that businesses possess: tangible and intangible assets. Tangible assets typically relate to physical possessions or property owned by a company - such as computer equipment, vehicles or office spaces. Tangible assets are...
Hiding in Plain Sight: How to Weigh up Your Intangible Assets
What does it mean for your business to possess an intangible asset? Essentially, an intangible asset is something that holds value that can’t actually be touched. It doesn’t manifest in physical objects and can’t be traded with ease, but this form of asset can often...
Management That Works For You: 7 Things to Consider When Choosing a Wealth Management Firm
We make dozens of important financial decisions on a regular basis, but in terms of our future wellbeing, no decision could be more important than picking the right wealth management firm to help you achieve your goals. Over time, picking a wealth management firm...
Investing in a Brighter Future: The Pros and Cons of Sustainable Investing
Sustainable investing is a complex topic that has grown from the simple idea of investing only in the stocks that are healthy for the environment, or for society in general. Naturally, the complexity arises from the difficulty involved in actually defining what...
Quantifying Value Investing: The Safest Way of Securing Growth?
Value investing refers to the purchasing of stocks that are trading at a significantly lower price compared to their intrinsic value. Value investors typically look out for companies on cheap valuation metrics - typically taking the form of low multiples of their...
Diamonds in The Rough: What To Invest in During a Recession
When recessions occur, investors need to exercise plenty of caution in the market. While some may respond to economic downturns with frugality, there’s plenty of opportunities out there for those willing to exercise a level of vigilance in monitoring the investing...
Building Bonds: How To Find The Right Bonds To Invest In
If you’re a newcomer to investment, the notion of conducting research and finding bonds to buy may seem like a daunting one. Luckily, the whole process isn’t too complex, and all the jargon associated with the knowledge, terminology and risks associated with the bond...
Asset Management vs Wealth Management: Understanding The Difference
It may be hard work earning money, but this certainly isn’t always the case when it comes to spending it. Keeping control of our finances is vital in ensuring that we continue to assure ourselves of financial stability long into the future. Today, the financial...
Raising Capital: How To Find Angel Investors
Most businesses fail in their early stages of development. By virtue of being a startup - they often lack the cash and capital to get operations off the ground. As such, small businesses, including startups should reach out to investors to find the funds they need to...
Small Business Grants: What Are They and How To Get One
Securing funding to grow your small business or to get an idea off the ground can be challenging. Young startup companies typically lack sufficient collateral, operating history and financial means to attract big bucks. Funding the development at early stages of a...
Funding Your Future: The Pros and Cons of Using Government Business Loans For Your Startup
Attaining funding for your startup can be tricky business. Bootstrapping is an effective option provided that you’re either willing to tap into healthy reserves of money or happy to struggle your way to success. Some entrepreneurs look to venture capitalists, but they...
Company Contrasts: The Pros and Cons of Merger vs Acquisition Strategies
There can be a lot of confusion surrounding the terms ‘merger’ and ‘acquisition.’ The often misunderstood words typically refer to the joining of two companies, but there many fundamental differences that come into play when understanding the different connotations...
Economics For Expansion: The Ins and Outs of Business Acquisition Financing
If you’re looking into the possibility of acquiring a business, the chances are that things are going well for your endeavour. Taking on a new business to bolster your portfolio is a key indicator of ambition and progress. It could also help to skyrocket your...
Structured Scaling: Strategising Unsecured Business Loans
If running a business wasn’t hard enough, securing enough of a windfall to ensure its growth can be another matter altogether. Loans can be part and parcel of an entrepreneur’s life, and acquiring funding can help an endeavour stay on top of its overheads or spark a...
Sole Trader vs Limited Company: Exploring The Pros and Cons
Life as an entrepreneur is filled with difficult decisions, and one of the earliest you’ll encounter is based on whether or not you plan to operate as a sole trader or choose to become a limited company. All businesses need to have a recognisable legal structure, and...
Riding The Wave of AI: Should You Be Investing in Artificial Intelligence?
Is it the future? Or just a lot of hot air? Artificial Intelligence has captivated us for some time now and is finally showing clear signs of development in the 21st Century that builds on decades of promise. The very definition of AI is a dynamic one and has been...
Gathering Momentum: Exploring The Reactionary World of Momentum Investing
Momentum investing is a strategy that’s aligned with purchasing securities that are showing an upward trend in value, or selling securities that are showing a downward trend. This is a popular form of investment that is relatively easy to pick up and is relatively...
Series A, B, C, D & E Funding: Startup Funding Series Explained
The task of raising equity funding for your startup tends to be an arduous and stressful one. Placing the future of your endeavour in the hands of someone else is never easy, but if you successfully secure a windfall that’s right for you, it could be the first step...
The 7 Stages of a Startup: Building a Successful Venture
Building a startup from a single idea can be lonely work. You’ll encounter many reasons to give up instead of continuing your venture into the unknown, but the rewards associated with successfully guiding a business through the mire and into prominence can make the...
Crowdfunding Business: The Ins and Outs of Public Funding
Crowdfunding has become a popular source of capital for entrepreneurs to finance new business ventures. Essentially, a large number of individuals invest a small amount of capital into a new business in return for a reward or a potential profit. But where can we find...
Venture Capital vs Private Equity: Understanding the Difference
Ambitious startups are often expected to seek out different funding sources at different stages of growth. Meanwhile, various players are eagerly determining how and at what stage they will participate. Major questions have stemmed from the ambiguity of capital...
Startup Funding: 7 Potential Funding Options To Explore
If only we could turn our ideas into fully-fledged businesses overnight. Sadly, Rome wasn’t built in a day, and most entrepreneurial dreams require lots of planning, budgeting, bravery and - in many cases - luck. If you’re building your first startup, it’s likely...
Factor Investing: Generating Greater Returns From Investments
Factor investing has the potential to offer up tangible investment opportunities while maintaining a healthy range of diversification within the portfolios of investors. This strategy has received increasing levels of popularity thanks to the choice investors have in...
VC Funding: The Ins and Outs of Raising Venture Capital Funding
As your startup begins to experience growth, you may find yourself in a position to seek out venture capital as a means of scaling your business accordingly. Of course, there are plenty of alternative measures available to grow your business. Bootstrapping is the...
Keeping Ahead of The Investment Demand Curve: How To Invest Wisely in a Bull Market
Sometimes, when the good times roll, they can carry on unimpeded for months and years. This is what happened during a fruitful five year period between 2003 and 2007 when a bull market paraded through the world markets before the subsequent financial crash poleaxed...
Passive Investing: The Ins & Outs of Building Your Passive Income
Whistle while your investments work. For hundreds of years, we’ve been drawn in by the idea of making money while sitting on something of a nest egg, and passive investing is one of the most pertinent ways of generating a profit without the burden of constant...
Piecemeal Investments: Micro-Investing Under The Microscope
We live in a fast-paced age where time has a habit of waiting for nobody. This can make it tricky to give your investments the level of care that they deserve. Luckily, as technology develops, so too does the level of convenience that we’re capable of enjoying -...
Investing in The Future: How To Find Small Companies To Invest In
The world of investing is a volatile one at the best of times - not least when it involves pinning your hopes on the successful scaling of a small company that’s yet to fully establish itself. The movie Wolf of Wall Street went some way in projecting a frightening...
Sewing The Seeds of Change: Can The Redistribution of Wealth Build a Fairer Society?
You may not be actively engaged in it, but it’s pretty likely that you’ve made a contribution to the redistribution of wealth in your society at some point in the recent past. The redistribution of wealth is considered an essential means for wealthy individuals to...
Wealth Management in 2020: How Will Our Perception of Investing Change?
Wealth management is an industry that’s experienced widespread change in the 21st Century alone. The emergence of new technologies coupled with larger inter-generational asset transfers, all set to the backdrop of a world recovering from a significant financial crash...
Private Banking vs Wealth Management: Which One To Choose?
You could be forgiven for being unable to spot many differences between private banking and wealth management. Indeed, both terms share some similarities. However, when push comes to shove, the two investment strategies can yield wildly different results for your...
Private Wealth Management: The Ins & Outs Of Investing In Your Ambition
Private wealth management is best defined as an investment advisory approach that combines the realms of financial planning, portfolio management and a variety of other aggregated services pertaining to individual wealth - as opposed to that of corporations, trusts,...
Bootstrapping Statistics: Starting a Business From Scratch
If you’ve ever set up your own business or looked into the idea, the chances are you’ll already be well aware of what bootstrapping your startup entails. But considering it’s one of the most popular ways of getting a new business up and running, perhaps it’s time to...
Generational Wealth: The Pros & Cons Of Riding The Wave Of Change
Over the 25 years, the topic of intergenerational wealth will continue to gather momentum as the Great Wealth Transfer takes hold. Throughout this time, the Baby Boomer generation will pass down a total wealth of as much as $68 trillion to inheritors in what will be...
Five Opportunities Posed By The Great Wealth Transfer
The coming years will bring a mass transfer of wealth on a scale that we’ve never before seen. As the ‘Baby Boomer’ generation of individuals born between the years of 1945 and 1964 begin to reach retirement age, their wealth will start to transfer down to younger...
